I came across this article on Manish's blog. I am of the firm opinion that saving of whatever sort have to be after we trim our budgets. He has put this across in his article beautifully and you can read the post by Clicking Me
Retired from Army after 22 years of service. Now pursuing my loves - photography, wildlife (birding in particular) and travelling... I have jumped from Canon to Nikon. (Earlier I had Canon 7D mark ii along with 100-400mm mark ii lens).
I had in my kitty - Nikon D500,
200-500mm f5.6 lens,
a battery grip for the camera (Nikon D500).
I have since upgraded to D850 (without the grip) along with its Kit lens (24-120mm). Rest of the lens and extender remains with